The Federal Tort Claims Act (FTCA) plays a vital role in providing individuals with a legal avenue for seeking compensation for personal injury, property damage, or wrongful death caused by the negligence or wrongful acts of federal employees. To fully comprehend the workings of the FTCA, it is essential to explore its limitations on damages, the scope of coverage, the exceptions that may apply, and the procedural aspects involved. In this blog post, we will delve into the details, history, and procedures of the FTCA to provide a comprehensive understanding of how it works.

Limitations on Damages under the FTCA

When it comes to damages under the FTCA, it is important to note that there are limitations in place. Currently, the FTCA imposes a cap on non-medical malpractice claims, with the maximum amount set at $250,000. However, it is worth mentioning that this cap may be subject to adjustment due to changes in legislation or inflation. Understanding these limitations is crucial in managing expectations when pursuing a claim under the FTCA.

Who is Covered by the FTCA

The FTCA covers a wide range of individuals who may be eligible to file a claim. This coverage extends to civilians who have suffered harm as a result of the negligence or wrongful acts of federal employees acting within the scope of their employment. This includes FTCA personal injury claims. Additionally, the Act also covers military personnel in certain circumstances. It is important to consult with an attorney who can help with Federal Tort Claims Act coverage verification to determine if you fall within the scope of coverage under the FTCA based on the specific circumstances of your case. 

The Discretionary Function Exception

Federal Tort Claims Act exceptions limit the government’s liability for certain actions. One notable exception is the discretionary function exception. This exception protects the government from liability for decisions made at a policy-making level. In other words, if a federal agency makes a decision involving policy considerations, the discretionary function exception may shield the government from legal responsibility. For instance, if a government agency allocates resources based on policy considerations, such decisions may fall under this exception.

Understanding the Federal Tort Claim Coverage Act

The Federal Tort Claim Coverage Act is a key component of the FTCA. It establishes the framework for individuals to file claims against the federal government for personal injury, property damage, or wrongful death caused by federal employees. Under this Act, claimants must adhere to specific procedures and guidelines to ensure a smooth and efficient claims process. One crucial aspect is completing the Federal Tort Claims Act form SF-95 or Standard Form 95 for filing a claim, which includes detailed information about the incident, the damages suffered, and the amount of compensation sought.

Procedures under the FTCA

When filing a claim under the FTCA, it is essential to follow the prescribed procedures to ensure the claim’s validity and timely processing. The first step is to complete the SF-95 form, providing a detailed account of the incident, injuries or damages sustained, and the amount of compensation sought. This form should be submitted to the appropriate federal agency responsible for the alleged negligence or wrongful act. It is important to consult the agency’s specific guidelines and instructions regarding the submission of the SF-95 form.

The Federal Tort Claims Act provides individuals with a legal recourse for seeking compensation for damages caused by the negligence or wrongful acts of federal employees. Understanding the limitations on damages, the scope of coverage, the exceptions under the Act, and the procedural aspects involved is crucial for navigating the FTCA successfully. To ensure the best possible outcome, it is highly recommended to consult with a qualified and experienced attorney who can guide you through the complexities of the FTCA and assist you throughout the claims process.